TD {
	background:#FFFFFF;
	color:#003D7D;
	font:13px Verdana,sans-serif;
}
.content {
	background:#FFFFFF;
	color:#003D7D;
	font:13px Verdana,sans-serif;
	margin:20px 100px 20px 40px;
}
.dir {
	background:#FFFFFF;
	color:#808080;
	font:10px Verdana,sans-serif;
	margin-left:-20px;
}
.disclaimer {
	font:10px Verdana,sans-serif;
}
.dummy {
	background:#003D7D;
}
.footer {
	background:url(../images/footer.jpg) no-repeat fixed bottom;
	color:#003D7D;
	font:10px Verdana,sans-serif;
	margin:20px 100px 20px 20px;
}
.header {
	background:url(../images/header.jpg) no-repeat fixed top;
}
.heading1 {
	background:#FFFFFF;
	color:#7D1B05;
	font:bold 18px Verdana,sans-serif;
}
.heading2 {
	background:#FFFFFF;
	color:#003D7D;
	font:bold 16px Verdana,sans-serif;
}
.heading3 {
	background:#FFFFFF;
	color:#003D7D;
	font:bold 13px Verdana,sans-serif;
}
.italic {
	font-style:italic;
}
.menu {
	border-bottom:1px solid #7D1B05;
	border-top:1px solid #7D1B05;
	height:20px;
	left:0px;
	position:absolute;
	top:135px;
	width:788px;
}
.menubg {
	background:url(../images/menu.jpg) no-repeat fixed top;
}